Understanding Coverage Options
Do you have an injury? Chronic pain? A neuromuscular disorder? Most likely, your insurance covers some medical physical rehabilitation, but what will you do after your program is complete? Most of the time, you will be prescribed a home exercise program; however, if you’re living with a complex diagnosis or disability, it may be difficult to maintain the progress you made with your doctor. What do you do next?
Your physician may suggest extended physical or occupational therapy beyond your medical physical rehab. If that’s the case, choose a provider who will listen to you, assess your overall health and wellness, and work with you on a plan that is attainable and sustainable. As you’re reseaching your options, be prepared to actively participate in your physical or occupational therapy and approach your rehabilitation in a holistic way. This may include building in support for overall health, nutrition, recreation, and lifestyle.
All of this sounds great, but you may be asking yourself – how will I pay for it?
At EA, we offer several options to ensure you get the coverage, and therapeutic health services, you need by offering several pathways to payment:
Private Insurance
We are an in-network provider with most major insurance carriers including Medicare and Medicaid. If your services are eligible for insurance benefits, we will process claims on your behalf and help take the legwork out of receiving your benefits.
Waiver Services
We are an accepted provider of MN Home and Community-Based Waiver Services. We will work with your county case manager to assess if your services meet the criteria for this funding.
Self Funding
Your plan may not qualify to be fully covered by insurance or waiver services. If this is the case, we accept direct payment.
Financial Assistance
If payment is a barrier, you may apply for partial or full financial assistance through our Harper Family Foundation All-Access Pathway. This will ensure that you are able to receive the services you want and need to be healthy.
Regardless of the path or paths you take, our team is here to help you in understanding your coverage options. Our ultimate goal is to help you be truly successful and end the cycle of returning to medical care, hospitalizations, and declining health. We will break down barriers to ensure you feel better, move better, and live better. If you’re interested in discussing your specific coverage options or learning more about our programs, please contact us.
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